Call reports 2022
GIBSLAND BANK & TRUST COMPANY — 2022
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 444,057,000 | 450,900,000 | 468,237,000 | 500,932,000 |
| Total loans | 256,074,000 | 264,812,000 | 280,926,000 | 294,516,000 |
| Allowance for loan losses | 9,835,000 | 6,275,000 | 4,872,000 | 5,195,000 |
| Securities available for sale | 76,568,000 | 89,343,000 | 84,997,000 | 129,162,000 |
| Securities held to maturity | 2,088,000 | 2,089,000 | 27,086,000 | 2,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,371,000 | 396,694,000 | 416,111,000 | 448,673,000 |
| Interest-bearing deposits | 318,926,000 | 311,255,000 | 304,461,000 | 328,348,000 |
| Noninterest-bearing deposits | 80,445,000 | 85,439,000 | 111,650,000 | 120,325,000 |
| Equity capital | 38,962,000 | 48,720,000 | 48,794,000 | 49,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,850,000 | 8,189,000 | 12,868,000 | 18,039,000 |
| Interest expense | 242,000 | 477,000 | 745,000 | 1,108,000 |
| Net interest income | 3,608,000 | 7,712,000 | 12,123,000 | 16,931,000 |
| Noninterest income | 304,000 | 751,000 | 1,840,000 | 1,803,000 |
| Noninterest expense | 3,151,000 | 5,800,000 | 9,834,000 | 14,101,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 761,000 | 2,663,000 | 4,129,000 | 4,633,000 |
| Income tax | 120,000 | 494,000 | 703,000 | 0 |
| Net income | 641,000 | 2,169,000 | 3,426,000 | 4,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,164,000 | 53,691,000 | 54,948,000 | 56,155,000 |
| Total capital | 46,066,000 | 57,813,000 | — | — |
| Risk-weighted assets | 306,205,000 | 327,599,000 | — | — |