Call reports 2021
GIBSLAND BANK & TRUST COMPANY — 2021
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 469,384,000 | 462,744,000 | 448,940,000 | 475,903,000 |
| Total loans | 284,243,000 | 285,668,000 | 272,063,000 | 266,877,000 |
| Allowance for loan losses | 3,327,000 | 3,955,000 | 2,662,000 | 2,122,000 |
| Securities available for sale | 54,848,000 | 63,048,000 | 66,302,000 | 119,543,000 |
| Securities held to maturity | 35,660,000 | 30,660,000 | 30,629,000 | 2,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,444,000 | 396,230,000 | 390,477,000 | 419,467,000 |
| Interest-bearing deposits | 316,966,000 | 309,789,000 | 310,140,000 | 337,107,000 |
| Noninterest-bearing deposits | 86,478,000 | 86,441,000 | 80,337,000 | 82,360,000 |
| Equity capital | 49,462,000 | 49,853,000 | 52,040,000 | 50,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,065,000 | 9,670,000 | 13,627,000 | 17,764,000 |
| Interest expense | 483,000 | 920,000 | 1,340,000 | 1,687,000 |
| Net interest income | 4,582,000 | 8,750,000 | 12,287,000 | 16,077,000 |
| Noninterest income | 746,000 | 1,485,000 | 3,966,000 | 4,509,000 |
| Noninterest expense | 2,789,000 | 5,833,000 | 8,987,000 | 12,726,000 |
| Provision for loan losses | 1,590,000 | 3,180,000 | 3,780,000 | 5,295,000 |
| Pretax income | 949,000 | 1,222,000 | 3,486,000 | 2,565,000 |
| Income tax | 165,000 | 194,000 | 194,000 | 422,000 |
| Net income | 784,000 | 1,028,000 | 3,292,000 | 2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,134,000 | 50,378,000 | 52,642,000 | 51,222,000 |
| Total capital | 53,461,000 | 54,333,000 | 55,304,000 | 53,344,000 |
| Risk-weighted assets | 337,890,000 | 330,457,000 | 324,349,000 | 321,631,000 |