Call reports 2020
GIBSLAND BANK & TRUST COMPANY — 2020
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 445,459,000 | 476,276,000 | 459,030,000 | 472,909,000 |
| Total loans | 317,196,000 | 331,346,000 | 325,415,000 | 285,629,000 |
| Allowance for loan losses | 2,604,000 | 3,981,000 | 3,036,000 | 2,119,000 |
| Securities available for sale | 44,965,000 | 50,470,000 | 50,793,000 | 77,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,467,000 | 409,851,000 | 392,301,000 | 407,537,000 |
| Interest-bearing deposits | 322,721,000 | 334,615,000 | 319,244,000 | 337,819,000 |
| Noninterest-bearing deposits | 58,746,000 | 75,236,000 | 73,057,000 | 69,718,000 |
| Equity capital | 47,674,000 | 49,685,000 | 49,860,000 | 49,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,507,000 | 11,740,000 | 16,789,000 | 21,454,000 |
| Interest expense | 1,190,000 | 2,161,000 | 2,905,000 | 3,524,000 |
| Net interest income | 4,317,000 | 9,579,000 | 13,884,000 | 17,930,000 |
| Noninterest income | 769,000 | 1,516,000 | 2,234,000 | 1,789,000 |
| Noninterest expense | 3,445,000 | 6,601,000 | 9,744,000 | 12,887,000 |
| Provision for loan losses | 880,000 | 2,470,000 | 4,210,000 | 5,130,000 |
| Pretax income | 761,000 | 2,024,000 | 2,164,000 | 1,702,000 |
| Income tax | 153,000 | 389,000 | 389,000 | 281,000 |
| Net income | 608,000 | 1,635,000 | 1,775,000 | 1,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,807,000 | 49,834,000 | 49,973,000 | 49,350,000 |
| Total capital | 51,411,000 | 53,815,000 | 53,009,000 | 51,469,000 |
| Risk-weighted assets | 364,387,000 | 380,976,000 | 357,513,000 | 328,410,000 |