Call reports 2019
GIBSLAND BANK & TRUST COMPANY — 2019
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 428,946,000 | 439,846,000 | 448,083,000 | 465,860,000 |
| Total loans | 291,864,000 | 309,075,000 | 311,369,000 | 313,912,000 |
| Allowance for loan losses | 1,879,000 | 2,803,000 | 3,155,000 | 2,022,000 |
| Securities available for sale | 49,943,000 | 47,827,000 | 57,368,000 | 66,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,163,000 | 376,645,000 | 373,739,000 | 402,329,000 |
| Interest-bearing deposits | 316,871,000 | 320,451,000 | 317,133,000 | 347,330,000 |
| Noninterest-bearing deposits | 50,292,000 | 56,194,000 | 56,606,000 | 54,999,000 |
| Equity capital | 44,730,000 | 45,910,000 | 46,942,000 | 46,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,414,000 | 10,908,000 | 16,687,000 | 22,400,000 |
| Interest expense | 1,108,000 | 2,327,000 | 3,646,000 | 4,900,000 |
| Net interest income | 4,306,000 | 8,581,000 | 13,041,000 | 17,500,000 |
| Noninterest income | 543,000 | 1,275,000 | 2,098,000 | 2,898,000 |
| Noninterest expense | 2,949,000 | 6,178,000 | 9,558,000 | 13,279,000 |
| Provision for loan losses | 1,080,000 | 2,160,000 | 2,910,000 | 3,945,000 |
| Pretax income | 864,000 | 1,522,000 | 2,675,000 | 3,178,000 |
| Income tax | 143,000 | 247,000 | 445,000 | 570,000 |
| Net income | 721,000 | 1,275,000 | 2,230,000 | 2,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,582,000 | 47,136,000 | 48,092,000 | 48,199,000 |
| Total capital | 48,461,000 | 49,939,000 | 51,247,000 | 50,221,000 |
| Risk-weighted assets | 347,633,000 | 368,311,000 | 365,136,000 | 364,991,000 |