Call reports 2018
GIBSLAND BANK & TRUST COMPANY — 2018
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 415,541,000 | 418,157,000 | 414,659,000 | 425,149,000 |
| Total loans | 299,663,000 | 297,931,000 | 293,136,000 | 294,786,000 |
| Allowance for loan losses | 1,989,000 | 2,442,000 | 3,368,000 | 2,042,000 |
| Securities available for sale | 42,688,000 | 45,576,000 | 47,591,000 | 48,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,611,000 | 358,018,000 | 354,300,000 | 365,008,000 |
| Interest-bearing deposits | 311,011,000 | 312,498,000 | 306,808,000 | 317,428,000 |
| Noninterest-bearing deposits | 45,600,000 | 45,520,000 | 47,492,000 | 47,580,000 |
| Equity capital | 42,053,000 | 43,007,000 | 43,040,000 | 43,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,173,000 | 10,445,000 | 15,639,000 | 20,958,000 |
| Interest expense | 868,000 | 1,843,000 | 2,884,000 | 3,997,000 |
| Net interest income | 4,305,000 | 8,602,000 | 12,755,000 | 16,961,000 |
| Noninterest income | 533,000 | 1,135,000 | 1,688,000 | 2,303,000 |
| Noninterest expense | 3,059,000 | 6,035,000 | 9,313,000 | 12,218,000 |
| Provision for loan losses | 600,000 | 1,290,000 | 2,465,000 | 3,815,000 |
| Pretax income | 1,179,000 | 2,412,000 | 2,665,000 | 3,233,000 |
| Income tax | 228,000 | 462,000 | 490,000 | 644,000 |
| Net income | 951,000 | 1,950,000 | 2,175,000 | 2,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,493,000 | 45,491,000 | 45,717,000 | 45,861,000 |
| Total capital | 46,482,000 | 47,933,000 | 49,085,000 | 47,903,000 |
| Risk-weighted assets | 342,310,000 | 344,518,000 | 345,009,000 | 348,858,000 |