Call reports 2017
GIBSLAND BANK & TRUST COMPANY — 2017
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 405,063,000 | 411,075,000 | 414,046,000 | 428,737,000 |
| Total loans | 300,679,000 | 300,579,000 | 299,696,000 | 299,351,000 |
| Allowance for loan losses | 1,824,000 | 1,762,000 | 1,580,000 | 1,621,000 |
| Securities available for sale | 45,614,000 | 44,962,000 | 42,572,000 | 41,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,236,000 | 336,088,000 | 343,059,000 | 371,020,000 |
| Interest-bearing deposits | 290,838,000 | 294,666,000 | 299,452,000 | 327,641,000 |
| Noninterest-bearing deposits | 45,398,000 | 41,422,000 | 43,607,000 | 43,379,000 |
| Equity capital | 39,024,000 | 40,573,000 | 41,477,000 | 41,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,982,000 | 10,136,000 | 15,313,000 | 20,309,000 |
| Interest expense | 678,000 | 1,428,000 | 2,263,000 | 3,197,000 |
| Net interest income | 4,304,000 | 8,708,000 | 13,050,000 | 17,112,000 |
| Noninterest income | 483,000 | 930,000 | 1,518,000 | 1,854,000 |
| Noninterest expense | 2,795,000 | 5,441,000 | 8,426,000 | 11,167,000 |
| Provision for loan losses | 300,000 | 675,000 | 1,350,000 | 1,835,000 |
| Pretax income | 1,692,000 | 3,522,000 | 4,792,000 | 5,964,000 |
| Income tax | 554,000 | 1,141,000 | 1,474,000 | 1,770,000 |
| Net income | 1,138,000 | 2,381,000 | 3,318,000 | 4,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,756,000 | 41,999,000 | 42,936,000 | 43,542,000 |
| Total capital | 42,580,000 | 43,761,000 | 44,516,000 | 45,163,000 |
| Risk-weighted assets | 325,886,000 | 329,159,000 | 341,904,000 | 344,511,000 |