Call reports 2015
GIBSLAND BANK & TRUST COMPANY — 2015
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 338,171,000 | 349,778,000 | 360,892,000 | 384,923,000 |
| Total loans | 263,041,000 | 270,331,000 | 271,919,000 | 272,944,000 |
| Allowance for loan losses | 1,587,000 | 2,016,000 | 2,197,000 | 1,631,000 |
| Securities available for sale | 34,541,000 | 31,400,000 | 33,396,000 | 43,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,710,000 | 309,213,000 | 319,081,000 | 345,279,000 |
| Interest-bearing deposits | 254,437,000 | 263,182,000 | 274,286,000 | 301,178,000 |
| Noninterest-bearing deposits | 44,273,000 | 46,031,000 | 44,795,000 | 44,101,000 |
| Equity capital | 32,061,000 | 32,656,000 | 33,985,000 | 34,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,479,000 | 8,967,000 | 13,582,000 | 18,281,000 |
| Interest expense | 554,000 | 1,147,000 | 1,761,000 | 2,393,000 |
| Net interest income | 3,925,000 | 7,820,000 | 11,821,000 | 15,888,000 |
| Noninterest income | 450,000 | 900,000 | 1,351,000 | 1,762,000 |
| Noninterest expense | 2,450,000 | 5,185,000 | 7,713,000 | 10,557,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 825,000 |
| Pretax income | 1,700,000 | 3,085,000 | 4,784,000 | 6,268,000 |
| Income tax | 520,000 | 982,000 | 1,518,000 | 2,097,000 |
| Net income | 1,180,000 | 2,103,000 | 3,266,000 | 4,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,868,000 | 33,790,000 | 34,953,000 | 35,642,000 |
| Total capital | 34,455,000 | 35,806,000 | 37,150,000 | 37,273,000 |
| Risk-weighted assets | 257,536,000 | 261,264,000 | 261,489,000 | 263,735,000 |