Call reports 2014
GIBSLAND BANK & TRUST COMPANY — 2014
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 297,043,000 | 316,797,000 | 325,040,000 | 357,825,000 |
| Total loans | 234,152,000 | 248,381,000 | 246,397,000 | 259,395,000 |
| Allowance for loan losses | 1,273,000 | 1,195,000 | 1,369,000 | 1,252,000 |
| Securities available for sale | 25,880,000 | 25,642,000 | 29,762,000 | 30,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,693,000 | 276,005,000 | 285,310,000 | 320,165,000 |
| Interest-bearing deposits | 220,855,000 | 233,896,000 | 243,622,000 | 275,634,000 |
| Noninterest-bearing deposits | 38,838,000 | 42,109,000 | 41,688,000 | 44,531,000 |
| Equity capital | 28,367,000 | 29,560,000 | 30,575,000 | 30,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,013,000 | 8,298,000 | 12,694,000 | 17,183,000 |
| Interest expense | 455,000 | 955,000 | 1,498,000 | 2,060,000 |
| Net interest income | 3,558,000 | 7,343,000 | 11,196,000 | 15,123,000 |
| Noninterest income | 513,000 | 1,027,000 | 1,356,000 | 1,876,000 |
| Noninterest expense | 2,443,000 | 4,925,000 | 7,269,000 | 10,091,000 |
| Provision for loan losses | 335,000 | 535,000 | 735,000 | 885,000 |
| Pretax income | 1,293,000 | 2,910,000 | 4,548,000 | 6,025,000 |
| Income tax | 396,000 | 917,000 | 1,572,000 | 1,919,000 |
| Net income | 897,000 | 1,993,000 | 2,976,000 | 4,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,640,000 | 29,737,000 | 30,719,000 | 31,687,000 |
| Total capital | 29,913,000 | 30,932,000 | 32,088,000 | 32,939,000 |
| Risk-weighted assets | 225,737,000 | 238,063,000 | 235,843,000 | 248,580,000 |