Call reports 2013
GIBSLAND BANK & TRUST COMPANY — 2013
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 255,459,000 | 257,186,000 | 268,521,000 | 294,698,000 |
| Total loans | 194,247,000 | 198,257,000 | 208,516,000 | 228,164,000 |
| Allowance for loan losses | 1,031,000 | 1,169,000 | 1,158,000 | 903,000 |
| Securities available for sale | 31,986,000 | 31,408,000 | 30,767,000 | 29,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,387,000 | 223,168,000 | 225,073,000 | 255,839,000 |
| Interest-bearing deposits | 188,578,000 | 187,132,000 | 189,758,000 | 223,543,000 |
| Noninterest-bearing deposits | 37,809,000 | 36,036,000 | 35,315,000 | 32,296,000 |
| Equity capital | 24,479,000 | 25,090,000 | 25,939,000 | 27,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,496,000 | 7,162,000 | 10,884,000 | 14,835,000 |
| Interest expense | 405,000 | 803,000 | 1,197,000 | 1,623,000 |
| Net interest income | 3,091,000 | 6,359,000 | 9,687,000 | 13,212,000 |
| Noninterest income | 401,000 | 911,000 | 1,524,000 | 2,121,000 |
| Noninterest expense | 2,201,000 | 4,464,000 | 6,854,000 | 9,358,000 |
| Provision for loan losses | 150,000 | 300,000 | 510,000 | 865,000 |
| Pretax income | 1,143,000 | 2,508,000 | 3,849,000 | 5,112,000 |
| Income tax | 343,000 | 744,000 | 1,144,000 | 1,435,000 |
| Net income | 800,000 | 1,764,000 | 2,705,000 | 3,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,030,000 | 25,994,000 | 26,935,000 | 27,746,000 |
| Total capital | 26,061,000 | 27,163,000 | 28,093,000 | 28,649,000 |
| Risk-weighted assets | 188,918,000 | 195,100,000 | 203,211,000 | 222,521,000 |