Call reports 2012
GIBSLAND BANK & TRUST COMPANY — 2012
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 245,934,000 | 242,241,000 | 256,769,000 | 273,960,000 |
| Total loans | 171,115,000 | 181,164,000 | 192,388,000 | 194,711,000 |
| Allowance for loan losses | 967,000 | 1,123,000 | 1,170,000 | 853,000 |
| Securities available for sale | 34,661,000 | 39,390,000 | 39,796,000 | 35,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,393,000 | 216,358,000 | 219,172,000 | 246,224,000 |
| Interest-bearing deposits | 188,911,000 | 185,493,000 | 196,915,000 | 214,468,000 |
| Noninterest-bearing deposits | 32,482,000 | 30,865,000 | 22,257,000 | 31,756,000 |
| Equity capital | 20,849,000 | 21,712,000 | 22,763,000 | 23,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,289,000 | 6,631,000 | 10,242,000 | 13,882,000 |
| Interest expense | 491,000 | 960,000 | 1,402,000 | 1,842,000 |
| Net interest income | 2,798,000 | 5,671,000 | 8,840,000 | 12,040,000 |
| Noninterest income | 792,000 | 1,074,000 | 1,597,000 | 2,367,000 |
| Noninterest expense | 2,130,000 | 4,047,000 | 6,146,000 | 8,520,000 |
| Provision for loan losses | 95,000 | 265,000 | 425,000 | 575,000 |
| Pretax income | 1,365,000 | 2,433,000 | 3,866,000 | 5,312,000 |
| Income tax | 412,000 | 727,000 | 1,178,000 | 1,553,000 |
| Net income | 953,000 | 1,706,000 | 2,688,000 | 3,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,587,000 | 22,340,000 | 23,322,000 | 24,230,000 |
| Total capital | 22,554,000 | 23,463,000 | 24,492,000 | 25,083,000 |
| Risk-weighted assets | 170,415,000 | 176,006,000 | 188,651,000 | 193,343,000 |