Call reports 2011
GIBSLAND BANK & TRUST COMPANY — 2011
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 213,726,000 | 216,016,000 | 223,419,000 | 263,331,000 |
| Total loans | 145,284,000 | 148,861,000 | 161,628,000 | 168,254,000 |
| Allowance for loan losses | 906,000 | 896,000 | 1,025,000 | 903,000 |
| Securities available for sale | 39,295,000 | 43,004,000 | 41,129,000 | 36,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,496,000 | 194,558,000 | 195,507,000 | 239,244,000 |
| Interest-bearing deposits | 168,459,000 | 167,700,000 | 165,876,000 | 175,015,000 |
| Noninterest-bearing deposits | 25,037,000 | 26,858,000 | 29,631,000 | 64,229,000 |
| Equity capital | 17,904,000 | 18,966,000 | 20,010,000 | 20,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,958,000 | 6,145,000 | 9,371,000 | 12,730,000 |
| Interest expense | 556,000 | 1,079,000 | 1,546,000 | 2,014,000 |
| Net interest income | 2,402,000 | 5,066,000 | 7,825,000 | 10,716,000 |
| Noninterest income | 485,000 | 873,000 | 1,298,000 | 1,738,000 |
| Noninterest expense | 1,890,000 | 3,796,000 | 5,626,000 | 7,865,000 |
| Provision for loan losses | 300,000 | 405,000 | 505,000 | 605,000 |
| Pretax income | 697,000 | 1,738,000 | 2,992,000 | 3,984,000 |
| Income tax | 181,000 | 481,000 | 855,000 | 1,075,000 |
| Net income | 516,000 | 1,257,000 | 2,137,000 | 2,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,390,000 | 19,130,000 | 20,011,000 | 20,675,000 |
| Total capital | 19,296,000 | 20,026,000 | 21,036,000 | 21,578,000 |
| Risk-weighted assets | 155,917,000 | 150,673,000 | 161,502,000 | 173,519,000 |