Call reports 2010
GIBSLAND BANK & TRUST COMPANY — 2010
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 196,340,000 | 197,995,000 | 198,933,000 | 231,798,000 |
| Total loans | 134,326,000 | 141,324,000 | 145,790,000 | 145,710,000 |
| Allowance for loan losses | 1,113,000 | 1,036,000 | 954,000 | 976,000 |
| Securities available for sale | 34,603,000 | 36,910,000 | 35,306,000 | 36,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,052,000 | 177,442,000 | 175,191,000 | 211,401,000 |
| Interest-bearing deposits | 149,576,000 | 149,560,000 | 149,882,000 | 185,338,000 |
| Noninterest-bearing deposits | 23,476,000 | 27,882,000 | 25,309,000 | 26,063,000 |
| Equity capital | 15,465,000 | 16,295,000 | 17,426,000 | 17,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,765,000 | 5,725,000 | 8,782,000 | 11,800,000 |
| Interest expense | 527,000 | 1,077,000 | 1,627,000 | 2,190,000 |
| Net interest income | 2,238,000 | 4,648,000 | 7,155,000 | 9,610,000 |
| Noninterest income | 517,000 | 975,000 | 1,400,000 | 1,829,000 |
| Noninterest expense | 1,574,000 | 3,317,000 | 5,066,000 | 7,231,000 |
| Provision for loan losses | 75,000 | 105,000 | 135,000 | 435,000 |
| Pretax income | 1,106,000 | 2,201,000 | 3,354,000 | 3,773,000 |
| Income tax | 335,000 | 682,000 | 985,000 | 1,028,000 |
| Net income | 771,000 | 1,519,000 | 2,369,000 | 2,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,011,000 | 16,759,000 | 17,610,000 | 17,876,000 |
| Total capital | 17,124,000 | 17,795,000 | 18,564,000 | 18,852,000 |
| Risk-weighted assets | 147,448,000 | 151,140,000 | 154,762,000 | 163,008,000 |