Call reports 2009
GIBSLAND BANK & TRUST COMPANY — 2009
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 160,345,000 | 158,403,000 | 162,155,000 | 191,154,000 |
| Total loans | 96,464,000 | 104,773,000 | 114,867,000 | 128,019,000 |
| Allowance for loan losses | 1,165,000 | 1,153,000 | 1,160,000 | 1,050,000 |
| Securities available for sale | 39,662,000 | 36,143,000 | 34,554,000 | 33,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,374,000 | 141,497,000 | 142,429,000 | 168,591,000 |
| Interest-bearing deposits | 121,111,000 | 120,911,000 | 120,433,000 | 145,025,000 |
| Noninterest-bearing deposits | 23,263,000 | 20,586,000 | 21,996,000 | 23,566,000 |
| Equity capital | 12,411,000 | 13,039,000 | 14,030,000 | 14,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,678,000 | 7,228,000 | 9,903,000 |
| Interest expense | 697,000 | 1,320,000 | 1,867,000 | 2,379,000 |
| Net interest income | 1,585,000 | 3,358,000 | 5,361,000 | 7,524,000 |
| Noninterest income | 452,000 | 855,000 | 1,310,000 | 1,710,000 |
| Noninterest expense | 1,215,000 | 2,587,000 | 4,091,000 | 5,864,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 777,000 | 1,581,000 | 2,535,000 | 3,325,000 |
| Income tax | 228,000 | 462,000 | 738,000 | 952,000 |
| Net income | 549,000 | 1,119,000 | 1,797,000 | 2,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,685,000 | 13,256,000 | 14,733,000 | 15,199,000 |
| Total capital | 13,850,000 | 14,409,000 | 15,893,000 | 16,249,000 |
| Risk-weighted assets | 111,262,000 | 115,305,000 | 122,060,000 | 142,438,000 |