Call reports 2008
GIBSLAND BANK & TRUST COMPANY — 2008
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 124,270,000 | 131,735,000 | 140,958,000 | 167,588,000 |
| Total loans | 87,592,000 | 90,689,000 | 92,853,000 | 94,263,000 |
| Allowance for loan losses | 1,321,000 | 1,266,000 | 1,235,000 | 1,100,000 |
| Securities available for sale | 22,160,000 | 23,227,000 | 29,428,000 | 33,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,323,000 | 115,359,000 | 122,995,000 | 149,661,000 |
| Interest-bearing deposits | 92,091,000 | 98,781,000 | 104,976,000 | 128,700,000 |
| Noninterest-bearing deposits | 16,232,000 | 16,578,000 | 18,019,000 | 20,961,000 |
| Equity capital | 11,158,000 | 11,338,000 | 11,927,000 | 12,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,421,000 | 6,715,000 | 9,104,000 |
| Interest expense | 742,000 | 1,456,000 | 2,143,000 | 2,813,000 |
| Net interest income | 1,487,000 | 2,965,000 | 4,572,000 | 6,291,000 |
| Noninterest income | 397,000 | 772,000 | 1,181,000 | 1,482,000 |
| Noninterest expense | 1,059,000 | 2,109,000 | 3,285,000 | 4,726,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 825,000 | 1,628,000 | 2,468,000 | 3,047,000 |
| Income tax | 241,000 | 468,000 | 716,000 | 788,000 |
| Net income | 584,000 | 1,160,000 | 1,752,000 | 2,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,127,000 | 11,703,000 | 12,296,000 | 12,692,000 |
| Total capital | 12,325,000 | 12,969,000 | 13,531,000 | 13,792,000 |
| Risk-weighted assets | 95,658,000 | 103,041,000 | 104,630,000 | 110,819,000 |