Call reports 2007
GIBSLAND BANK & TRUST COMPANY — 2007
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 115,611,000 | 116,189,000 | 114,015,000 | 132,217,000 |
| Total loans | 75,066,000 | 76,476,000 | 78,783,000 | 82,793,000 |
| Allowance for loan losses | 1,320,000 | 1,200,000 | 1,225,000 | 1,270,000 |
| Securities available for sale | 22,776,000 | 25,269,000 | 22,581,000 | 21,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,586,000 | 105,127,000 | 100,710,000 | 118,394,000 |
| Interest-bearing deposits | 90,202,000 | 90,593,000 | 86,041,000 | 102,140,000 |
| Noninterest-bearing deposits | 14,384,000 | 14,534,000 | 14,669,000 | 16,254,000 |
| Equity capital | 9,304,000 | 9,471,000 | 10,119,000 | 10,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 4,130,000 | 6,274,000 | 8,439,000 |
| Interest expense | 746,000 | 1,551,000 | 2,345,000 | 3,085,000 |
| Net interest income | 1,279,000 | 2,579,000 | 3,929,000 | 5,354,000 |
| Noninterest income | 287,000 | 583,000 | 944,000 | 1,287,000 |
| Noninterest expense | 1,028,000 | 1,978,000 | 3,036,000 | 4,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 538,000 | 1,184,000 | 1,822,000 | 2,409,000 |
| Income tax | 124,000 | 282,000 | 472,000 | 619,000 |
| Net income | 414,000 | 902,000 | 1,350,000 | 1,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,520,000 | 10,008,000 | 10,457,000 | 10,789,000 |
| Total capital | 10,554,000 | 11,068,000 | 11,531,000 | 11,948,000 |
| Risk-weighted assets | 82,434,000 | 84,658,000 | 85,734,000 | 92,607,000 |