Call reports 2006
GIBSLAND BANK & TRUST COMPANY — 2006
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 107,009,000 | 106,172,000 | 106,975,000 | 118,911,000 |
| Total loans | 69,479,000 | 71,090,000 | 72,013,000 | 74,680,000 |
| Allowance for loan losses | 1,410,000 | 1,325,000 | 1,439,000 | 1,399,000 |
| Securities available for sale | 21,256,000 | 21,584,000 | 23,485,000 | 23,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,106,000 | 96,110,000 | 96,678,000 | 108,857,000 |
| Interest-bearing deposits | 82,515,000 | 82,259,000 | 83,565,000 | 95,199,000 |
| Noninterest-bearing deposits | 14,591,000 | 13,851,000 | 13,113,000 | 13,658,000 |
| Equity capital | 8,476,000 | 8,498,000 | 8,675,000 | 8,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,507,000 | 5,371,000 | 7,340,000 |
| Interest expense | 503,000 | 1,059,000 | 1,694,000 | 2,399,000 |
| Net interest income | 1,207,000 | 2,448,000 | 3,677,000 | 4,941,000 |
| Noninterest income | 367,000 | 622,000 | 916,000 | 1,138,000 |
| Noninterest expense | 922,000 | 1,800,000 | 2,842,000 | 4,161,000 |
| Provision for loan losses | 160,000 | 200,000 | 360,000 | 440,000 |
| Pretax income | 492,000 | 1,056,000 | 1,377,000 | 1,464,000 |
| Income tax | 106,000 | 252,000 | 329,000 | 276,000 |
| Net income | 386,000 | 804,000 | 1,048,000 | 1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,899,000 | 9,186,000 | 9,019,000 | 9,106,000 |
| Total capital | 9,842,000 | 10,151,000 | 10,009,000 | 10,133,000 |
| Risk-weighted assets | 74,978,000 | 76,832,000 | 78,754,000 | 81,748,000 |