Call reports 2002
GIBSLAND BANK & TRUST COMPANY — 2002
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 85,018,000 | 85,514,000 | 82,331,000 | 91,764,000 |
| Total loans | 54,814,000 | 57,029,000 | 57,506,000 | 56,344,000 |
| Allowance for loan losses | 1,248,000 | 1,344,000 | 1,384,000 | 1,327,000 |
| Securities available for sale | 15,566,000 | 16,681,000 | 15,499,000 | 11,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,434,000 | 79,434,000 | 74,379,000 | 84,361,000 |
| Interest-bearing deposits | 71,301,000 | 71,160,000 | 65,841,000 | 75,476,000 |
| Noninterest-bearing deposits | 8,133,000 | 8,274,000 | 8,538,000 | 8,885,000 |
| Equity capital | 4,850,000 | 5,212,000 | 6,960,000 | 6,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,912,000 | 4,394,000 | 5,803,000 |
| Interest expense | 536,000 | 1,027,000 | 1,482,000 | 1,903,000 |
| Net interest income | 912,000 | 1,885,000 | 2,912,000 | 3,900,000 |
| Noninterest income | 202,000 | 448,000 | 663,000 | 955,000 |
| Noninterest expense | 673,000 | 1,384,000 | 2,142,000 | 3,054,000 |
| Provision for loan losses | 226,000 | 490,000 | 750,000 | 1,030,000 |
| Pretax income | 215,000 | 459,000 | 683,000 | 888,000 |
| Income tax | 58,000 | 122,000 | 187,000 | 305,000 |
| Net income | 157,000 | 337,000 | 496,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,847,000 | 5,027,000 | 6,686,000 | 6,719,000 |
| Total capital | 5,535,000 | 5,736,000 | 7,393,000 | 7,438,000 |
| Risk-weighted assets | 54,517,000 | 56,011,000 | 55,882,000 | 56,964,000 |