Call reports 2001
GIBSLAND BANK & TRUST COMPANY — 2001
What GIBSLAND BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,937,000 | 73,840,000 | 76,099,000 | 87,654,000 |
| Total loans | 45,469,000 | 48,347,000 | 50,611,000 | 53,624,000 |
| Allowance for loan losses | 1,025,000 | 1,148,000 | 1,184,000 | 1,006,000 |
| Securities available for sale | 16,146,000 | 15,641,000 | 13,546,000 | 13,923,000 |
| Securities held to maturity | 75,000 | 40,000 | 40,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,796,000 | 68,551,000 | 70,296,000 | 81,826,000 |
| Interest-bearing deposits | 60,450,000 | 60,342,000 | 62,528,000 | 73,956,000 |
| Noninterest-bearing deposits | 7,346,000 | 8,209,000 | 7,768,000 | 7,870,000 |
| Equity capital | 4,298,000 | 4,418,000 | 4,766,000 | 4,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,923,000 | 4,404,000 | 5,862,000 |
| Interest expense | 699,000 | 1,406,000 | 2,019,000 | 2,605,000 |
| Net interest income | 707,000 | 1,517,000 | 2,385,000 | 3,257,000 |
| Noninterest income | 226,000 | 442,000 | 700,000 | 894,000 |
| Noninterest expense | 570,000 | 1,111,000 | 1,715,000 | 2,554,000 |
| Provision for loan losses | 240,000 | 480,000 | 615,000 | 810,000 |
| Pretax income | 123,000 | 368,000 | 755,000 | 787,000 |
| Income tax | 67,000 | 170,000 | 324,000 | 218,000 |
| Net income | 56,000 | 198,000 | 431,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,235,000 | 4,361,000 | 4,595,000 | 4,690,000 |
| Total capital | 4,803,000 | 4,966,000 | 5,223,000 | 5,369,000 |
| Risk-weighted assets | 44,999,000 | 47,837,000 | 49,625,000 | 54,009,000 |