Call reports 2014
BANK OF COMMERCE — 2014
What BANK OF COMMERCE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 126,381,000 | 122,802,000 |
| Total loans | 91,776,000 | 90,813,000 |
| Allowance for loan losses | 1,468,000 | 1,406,000 |
| Securities available for sale | 24,825,000 | 23,396,000 |
| Securities held to maturity | 2,000,000 | 1,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 97,420,000 | 92,829,000 |
| Interest-bearing deposits | 85,402,000 | 79,586,000 |
| Noninterest-bearing deposits | 12,018,000 | 13,243,000 |
| Equity capital | 12,099,000 | 12,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 1,212,000 | 2,415,000 |
| Interest expense | 173,000 | 348,000 |
| Net interest income | 1,039,000 | 2,067,000 |
| Noninterest income | 74,000 | 172,000 |
| Noninterest expense | 997,000 | 2,163,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 135,000 | 73,000 |
| Income tax | 0 | 0 |
| Net income | 135,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 12,800,000 | 12,672,000 |
| Total capital | 14,156,000 | 13,998,000 |
| Risk-weighted assets | 108,376,000 | 106,007,000 |