Call reports 2013
BANK OF COMMERCE — 2013
What BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 127,007,000 | 127,520,000 | 133,130,000 | 129,315,000 |
| Total loans | 91,685,000 | 88,662,000 | 89,017,000 | 90,997,000 |
| Allowance for loan losses | 1,819,000 | 1,656,000 | 1,532,000 | 1,489,000 |
| Securities available for sale | 25,467,000 | 30,067,000 | 32,761,000 | 28,801,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,044,000 | 94,935,000 | 108,525,000 | 93,799,000 |
| Interest-bearing deposits | 76,036,000 | 75,281,000 | 86,373,000 | 80,469,000 |
| Noninterest-bearing deposits | 16,008,000 | 19,654,000 | 22,152,000 | 13,330,000 |
| Equity capital | 12,666,000 | 11,893,000 | 11,792,000 | 11,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,402,000 | 3,642,000 | 4,876,000 |
| Interest expense | 168,000 | 328,000 | 488,000 | 656,000 |
| Net interest income | 1,041,000 | 2,074,000 | 3,154,000 | 4,220,000 |
| Noninterest income | 98,000 | 168,000 | 246,000 | 331,000 |
| Noninterest expense | 1,017,000 | 2,089,000 | 3,142,000 | 4,211,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 0 |
| Pretax income | 117,000 | 166,000 | 271,000 | 441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 166,000 | 271,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,505,000 | 12,521,000 | 12,594,000 | 12,731,000 |
| Total capital | 13,861,000 | 13,852,000 | 13,939,000 | 14,096,000 |
| Risk-weighted assets | 107,981,000 | 106,121,000 | 107,377,000 | 109,111,000 |