Call reports 2012
BANK OF COMMERCE — 2012
What BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,798,000 | 140,697,000 | 139,310,000 | 131,491,000 |
| Total loans | 92,039,000 | 94,246,000 | 92,513,000 | 88,765,000 |
| Allowance for loan losses | 2,088,000 | 2,034,000 | 1,898,000 | 1,865,000 |
| Securities available for sale | 30,507,000 | 22,479,000 | 27,163,000 | 27,733,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,343,000 | 101,760,000 | 97,252,000 | 91,143,000 |
| Interest-bearing deposits | 82,761,000 | 84,719,000 | 78,703,000 | 73,236,000 |
| Noninterest-bearing deposits | 9,582,000 | 17,041,000 | 18,549,000 | 17,907,000 |
| Equity capital | 12,635,000 | 12,736,000 | 12,909,000 | 12,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,707,000 | 4,001,000 | 5,271,000 |
| Interest expense | 318,000 | 594,000 | 797,000 | 980,000 |
| Net interest income | 1,061,000 | 2,113,000 | 3,204,000 | 4,291,000 |
| Noninterest income | 64,000 | 121,000 | 176,000 | 40,000 |
| Noninterest expense | 1,009,000 | 2,064,000 | 3,088,000 | 4,206,000 |
| Provision for loan losses | 60,000 | 75,000 | 116,000 | 206,000 |
| Pretax income | 56,000 | 241,000 | 322,000 | 253,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 241,000 | 322,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,307,000 | 12,445,000 | 12,497,000 | 12,420,000 |
| Total capital | 13,662,000 | 13,825,000 | 13,854,000 | 13,737,000 |
| Risk-weighted assets | 107,663,000 | 109,760,000 | 107,784,000 | 104,808,000 |