Call reports 2011
BANK OF COMMERCE — 2011
What BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 170,957,000 | 166,213,000 | 152,957,000 | 145,228,000 |
| Total loans | 114,437,000 | 108,433,000 | 103,013,000 | 97,255,000 |
| Allowance for loan losses | 2,078,000 | 2,033,000 | 1,812,000 | 2,099,000 |
| Securities available for sale | 36,838,000 | 34,114,000 | 32,435,000 | 31,043,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,370,000 | 123,580,000 | 110,863,000 | 100,147,000 |
| Interest-bearing deposits | 113,008,000 | 115,648,000 | 100,813,000 | 90,748,000 |
| Noninterest-bearing deposits | 13,362,000 | 7,932,000 | 10,051,000 | 9,399,000 |
| Equity capital | 13,864,000 | 13,844,000 | 13,399,000 | 12,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,493,000 | 5,110,000 | 6,608,000 |
| Interest expense | 574,000 | 1,132,000 | 1,612,000 | 1,995,000 |
| Net interest income | 1,203,000 | 2,361,000 | 3,498,000 | 4,613,000 |
| Noninterest income | 69,000 | 77,000 | -587,000 | -685,000 |
| Noninterest expense | 1,045,000 | 2,125,000 | 3,037,000 | 4,101,000 |
| Provision for loan losses | 176,000 | 576,000 | 1,096,000 | 2,024,000 |
| Pretax income | 86,000 | -134,000 | -886,000 | -1,725,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | -134,000 | -886,000 | -1,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,013,000 | 13,770,000 | 13,062,000 | 12,239,000 |
| Total capital | 15,682,000 | 15,340,000 | 14,561,000 | 13,650,000 |
| Risk-weighted assets | 133,558,000 | 125,133,000 | 119,589,000 | 112,227,000 |