Call reports 2010
BANK OF COMMERCE — 2010
What BANK OF COMMERCE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 170,348,000 | 176,397,000 | 178,361,000 | 171,022,000 |
| Total loans | 119,190,000 | 118,183,000 | 115,654,000 | 113,239,000 |
| Allowance for loan losses | 1,814,000 | 2,217,000 | 2,612,000 | 2,081,000 |
| Securities available for sale | 32,660,000 | 32,859,000 | 34,723,000 | 36,555,000 |
| Securities held to maturity | 2,976,000 | 2,985,000 | 2,993,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,040,000 | 121,836,000 | 123,339,000 | 123,665,000 |
| Interest-bearing deposits | 119,647,000 | 114,232,000 | 113,908,000 | 114,003,000 |
| Noninterest-bearing deposits | 7,393,000 | 7,604,000 | 9,431,000 | 9,662,000 |
| Equity capital | 15,436,000 | 15,835,000 | 15,664,000 | 13,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 3,961,000 | 5,860,000 | 7,672,000 |
| Interest expense | 695,000 | 1,392,000 | 2,055,000 | 2,681,000 |
| Net interest income | 1,296,000 | 2,569,000 | 3,805,000 | 4,991,000 |
| Noninterest income | 65,000 | 139,000 | 208,000 | 169,000 |
| Noninterest expense | 1,043,000 | 2,052,000 | 3,199,000 | 5,799,000 |
| Provision for loan losses | 40,000 | 528,000 | 1,051,000 | 1,136,000 |
| Pretax income | 278,000 | 346,000 | 416,000 | -807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 278,000 | 346,000 | 416,000 | -807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,092,000 | 15,134,000 | 15,177,000 | 13,951,000 |
| Total capital | 16,863,000 | 16,904,000 | 16,912,000 | 15,609,000 |
| Risk-weighted assets | 141,651,000 | 141,141,000 | 137,962,000 | 132,220,000 |