Call reports 2009
BANK OF COMMERCE — 2009
What BANK OF COMMERCE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 168,925,000 | 167,938,000 | 175,695,000 | 173,363,000 |
| Total loans | 113,239,000 | 120,044,000 | 124,634,000 | 122,365,000 |
| Allowance for loan losses | 1,696,000 | 2,339,000 | 1,677,000 | 1,836,000 |
| Securities available for sale | 32,935,000 | 39,700,000 | 36,142,000 | 37,067,000 |
| Securities held to maturity | 2,942,000 | 2,950,000 | 2,959,000 | 2,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,437,000 | 96,535,000 | 111,106,000 | 118,738,000 |
| Interest-bearing deposits | 103,136,000 | 90,374,000 | 104,983,000 | 109,675,000 |
| Noninterest-bearing deposits | 6,301,000 | 6,161,000 | 6,123,000 | 9,063,000 |
| Equity capital | 18,991,000 | 16,152,000 | 15,218,000 | 14,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,714,000 | 5,725,000 | 7,729,000 |
| Interest expense | 787,000 | 1,626,000 | 2,403,000 | 3,143,000 |
| Net interest income | 995,000 | 2,088,000 | 3,322,000 | 4,586,000 |
| Noninterest income | 65,000 | 123,000 | 188,000 | 253,000 |
| Noninterest expense | 891,000 | 1,955,000 | 2,971,000 | 3,905,000 |
| Provision for loan losses | 173,000 | 2,972,000 | 4,651,000 | 4,921,000 |
| Pretax income | 42,000 | -2,570,000 | -3,848,000 | -3,675,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | -2,570,000 | -3,848,000 | -3,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,614,000 | 15,977,000 | 14,700,000 | 14,841,000 |
| Total capital | 20,270,000 | 17,729,000 | 16,377,000 | 16,603,000 |
| Risk-weighted assets | 132,431,000 | 139,592,000 | 144,606,000 | 140,878,000 |