Call reports 2006
BANK OF COMMERCE — 2006
What BANK OF COMMERCE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,808,000 | 38,341,000 | 45,143,000 | 53,834,000 |
| Total loans | 7,420,000 | 23,160,000 | 28,980,000 | 36,643,000 |
| Allowance for loan losses | 111,000 | 348,000 | 435,000 | 551,000 |
| Securities available for sale | 10,881,000 | 11,822,000 | 13,913,000 | 14,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,924,000 | 17,867,000 | 22,908,000 | 29,473,000 |
| Interest-bearing deposits | 6,486,000 | 12,093,000 | 16,905,000 | 23,411,000 |
| Noninterest-bearing deposits | 1,438,000 | 5,773,000 | 6,004,000 | 6,062,000 |
| Equity capital | 16,497,000 | 16,004,000 | 15,850,000 | 15,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 169,000 | 608,000 | 1,266,000 | 2,085,000 |
| Interest expense | 31,000 | 142,000 | 364,000 | 673,000 |
| Net interest income | 138,000 | 466,000 | 902,000 | 1,412,000 |
| Noninterest income | 13,000 | 28,000 | 52,000 | 88,000 |
| Noninterest expense | 1,124,000 | 1,687,000 | 2,270,000 | 2,991,000 |
| Provision for loan losses | 111,000 | 348,000 | 435,000 | 551,000 |
| Pretax income | -1,084,000 | -1,541,000 | -1,751,000 | -2,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,084,000 | -1,541,000 | -1,751,000 | -2,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,517,000 | 16,059,000 | 15,848,000 | 15,553,000 |
| Total capital | 16,628,000 | 16,407,000 | 16,283,000 | 16,104,000 |
| Risk-weighted assets | 12,052,000 | 28,839,000 | 36,095,000 | 43,986,000 |