Call reports 2017
LORRAINE STATE BANK — 2017
What LORRAINE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 23,306,000 | 23,288,000 | 22,762,000 | 22,487,000 |
| Total loans | 18,010,000 | 17,637,000 | 17,934,000 | 18,065,000 |
| Allowance for loan losses | 158,000 | 174,000 | 171,000 | 179,000 |
| Securities available for sale | 1,680,000 | 1,781,000 | 1,577,000 | 1,446,000 |
| Securities held to maturity | 2,419,000 | 2,419,000 | 2,296,000 | 1,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,841,000 | 19,757,000 | 19,160,000 | 18,898,000 |
| Interest-bearing deposits | 16,808,000 | 16,761,000 | 16,069,000 | 15,701,000 |
| Noninterest-bearing deposits | 3,033,000 | 2,996,000 | 3,091,000 | 3,197,000 |
| Equity capital | 3,401,000 | 3,455,000 | 3,516,000 | 3,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 438,000 | 669,000 | 895,000 |
| Interest expense | 18,000 | 37,000 | 56,000 | 75,000 |
| Net interest income | 202,000 | 401,000 | 613,000 | 820,000 |
| Noninterest income | 4,000 | 6,000 | 12,000 | 17,000 |
| Noninterest expense | 147,000 | 253,000 | 369,000 | 551,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 40,000 |
| Pretax income | 44,000 | 124,000 | 221,000 | 246,000 |
| Income tax | 8,000 | 35,000 | 69,000 | 53,000 |
| Net income | 36,000 | 89,000 | 152,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,382,000 | 3,435,000 | 3,499,000 | 3,540,000 |
| Total capital | 3,540,000 | 3,609,000 | 3,670,000 | 3,719,000 |
| Risk-weighted assets | 19,047,000 | 18,861,000 | 18,813,000 | 18,806,000 |