Call reports 2001
LORRAINE STATE BANK — 2001
What LORRAINE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,208,000 | 11,206,000 | 11,019,000 | 11,461,000 |
| Total loans | 7,543,000 | 7,694,000 | 7,452,000 | 7,414,000 |
| Allowance for loan losses | 125,000 | 125,000 | 104,000 | 99,000 |
| Securities available for sale | 1,484,000 | 1,584,000 | 1,649,000 | 2,136,000 |
| Securities held to maturity | 1,446,000 | 947,000 | 639,000 | 679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,686,000 | 9,660,000 | 9,441,000 | 9,948,000 |
| Interest-bearing deposits | 8,357,000 | 8,354,000 | 8,524,000 | 8,633,000 |
| Noninterest-bearing deposits | 1,329,000 | 1,306,000 | 917,000 | 1,315,000 |
| Equity capital | 1,449,000 | 1,469,000 | 1,508,000 | 1,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 410,000 | 609,000 | 812,000 |
| Interest expense | 97,000 | 191,000 | 276,000 | 352,000 |
| Net interest income | 110,000 | 219,000 | 333,000 | 460,000 |
| Noninterest income | 9,000 | 19,000 | 27,000 | 38,000 |
| Noninterest expense | 73,000 | 152,000 | 235,000 | 303,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 46,000 | 86,000 | 125,000 | 180,000 |
| Income tax | 14,000 | 8,000 | 16,000 | 19,000 |
| Net income | 32,000 | 78,000 | 109,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,438,000 | 1,459,000 | 1,491,000 | 1,432,000 |
| Total capital | 1,538,000 | 1,567,000 | 1,595,000 | 1,531,000 |
| Risk-weighted assets | 8,172,000 | 8,590,000 | 8,311,000 | 8,392,000 |