Call reports 2025
UBS BANK USA, NATIONAL ASSOCIATION — 2025
What UBS BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 116,337,907,000 | 114,294,933,000 | 115,279,525,000 | 119,317,920,000 |
| Total loans | 85,495,333,000 | 87,008,053,000 | 87,591,293,000 | 88,683,003,000 |
| Allowance for loan losses | 101,157,000 | 90,645,000 | 107,153,000 | 108,630,000 |
| Securities available for sale | 0 | 0 | 1,993,000 | 3,998,794,000 |
| Securities held to maturity | 6,837,375,000 | 6,738,881,000 | 6,620,618,000 | 6,513,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,879,104,000 | 98,441,268,000 | 99,606,474,000 | 104,634,334,000 |
| Interest-bearing deposits | 97,823,607,000 | 98,429,216,000 | 99,583,060,000 | 104,617,245,000 |
| Noninterest-bearing deposits | 55,497,000 | 12,052,000 | 23,414,000 | 17,089,000 |
| Equity capital | 9,924,547,000 | 9,650,709,000 | 9,367,765,000 | 9,741,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,420,009,000 | 2,825,556,000 | 4,249,530,000 | 5,666,177,000 |
| Interest expense | 857,784,000 | 1,702,829,000 | 2,549,637,000 | 3,370,850,000 |
| Net interest income | 562,225,000 | 1,122,727,000 | 1,699,893,000 | 2,295,327,000 |
| Noninterest income | 26,988,000 | 54,992,000 | 80,474,000 | 90,454,000 |
| Noninterest expense | 126,034,000 | 266,139,000 | 402,880,000 | 544,618,000 |
| Provision for loan losses | 10,626,000 | 599,000 | 17,288,000 | 36,591,000 |
| Pretax income | 452,269,000 | 911,138,000 | 1,362,663,000 | 1,807,993,000 |
| Income tax | 124,409,000 | 245,204,000 | 362,953,000 | 487,838,000 |
| Net income | 327,860,000 | 665,934,000 | 999,710,000 | 1,320,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,624,200,000 | 10,302,265,000 | 9,976,041,000 | 10,296,486,000 |
| Total capital | 10,730,310,000 | 10,398,099,000 | 10,087,072,000 | 10,407,624,000 |
| Risk-weighted assets | 35,813,380,000 | 35,584,338,000 | 36,037,672,000 | 35,531,040,000 |