Call reports 2023
UBS BANK USA, NATIONAL ASSOCIATION — 2023
What UBS BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 113,866,853,000 | 114,356,199,000 | 114,351,610,000 | 114,334,131,000 |
| Total loans | 87,905,068,000 | 86,482,435,000 | 85,616,855,000 | 83,177,335,000 |
| Allowance for loan losses | 132,587,000 | 131,641,000 | 120,196,000 | 113,128,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,578,874,000 | 7,491,225,000 | 7,404,784,000 | 7,311,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,917,470,000 | 94,051,143,000 | 90,958,609,000 | 91,258,702,000 |
| Interest-bearing deposits | 93,903,648,000 | 94,025,921,000 | 90,941,761,000 | 91,249,430,000 |
| Noninterest-bearing deposits | 13,822,000 | 25,222,000 | 16,848,000 | 9,272,000 |
| Equity capital | 8,882,580,000 | 9,142,902,000 | 9,482,684,000 | 9,445,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,330,682,000 | 2,716,694,000 | 4,153,974,000 | 5,605,976,000 |
| Interest expense | 661,375,000 | 1,455,037,000 | 2,324,609,000 | 3,215,453,000 |
| Net interest income | 669,307,000 | 1,261,657,000 | 1,829,365,000 | 2,390,523,000 |
| Noninterest income | 21,105,000 | 45,525,000 | 72,206,000 | 101,264,000 |
| Noninterest expense | 113,224,000 | 230,890,000 | 340,884,000 | 525,077,000 |
| Provision for loan losses | 13,199,000 | 12,690,000 | 1,266,000 | -5,510,000 |
| Pretax income | 563,908,000 | 1,063,405,000 | 1,556,126,000 | 1,965,984,000 |
| Income tax | 111,743,000 | 242,931,000 | 372,045,000 | 445,676,000 |
| Net income | 452,165,000 | 820,474,000 | 1,184,081,000 | 1,520,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,801,133,000 | 10,169,442,000 | 10,533,049,000 | 10,368,962,000 |
| Total capital | 9,934,753,000 | 10,302,162,000 | 10,657,289,000 | 10,489,269,000 |
| Risk-weighted assets | 36,032,429,000 | 36,448,052,000 | 38,374,024,000 | 36,854,187,000 |