Call reports 2015
UBS BANK USA, NATIONAL ASSOCIATION — 2015
What UBS BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,745,461,000 | 47,860,365,000 | 49,982,341,000 | 52,653,111,000 |
| Total loans | 37,448,878,000 | 40,300,420,000 | 41,042,266,000 | 42,401,633,000 |
| Allowance for loan losses | 21,784,000 | 28,458,000 | 29,276,000 | 30,102,000 |
| Securities available for sale | 5,479,952,000 | 5,318,914,000 | 5,199,942,000 | 5,124,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,716,849,000 | 42,826,489,000 | 44,926,402,000 | 47,586,865,000 |
| Interest-bearing deposits | 43,713,727,000 | 42,824,546,000 | 44,924,565,000 | 47,584,494,000 |
| Noninterest-bearing deposits | 3,122,000 | 1,943,000 | 1,837,000 | 2,371,000 |
| Equity capital | 4,669,062,000 | 4,678,634,000 | 4,821,991,000 | 4,943,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 235,088,000 | 484,219,000 | 744,595,000 | 1,016,719,000 |
| Interest expense | 3,289,000 | 5,117,000 | 7,105,000 | 8,935,000 |
| Net interest income | 231,799,000 | 479,102,000 | 737,490,000 | 1,007,784,000 |
| Noninterest income | 11,957,000 | 25,787,000 | 44,475,000 | 61,689,000 |
| Noninterest expense | 49,107,000 | 101,780,000 | 158,627,000 | 211,401,000 |
| Provision for loan losses | -106,000 | 6,621,000 | 7,826,000 | 9,122,000 |
| Pretax income | 196,315,000 | 401,309,000 | 620,500,000 | 854,801,000 |
| Income tax | 79,368,000 | 159,479,000 | 247,101,000 | 335,030,000 |
| Net income | 116,947,000 | 241,830,000 | 373,399,000 | 519,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,665,924,000 | 4,690,821,000 | 4,827,242,000 | 4,963,761,000 |
| Total capital | 4,687,708,000 | 4,719,279,000 | 4,856,518,000 | 4,993,863,000 |
| Risk-weighted assets | 34,316,704,000 | 36,739,203,000 | 37,735,684,000 | 38,714,906,000 |