Call reports 2004
UBS BANK USA, NATIONAL ASSOCIATION — 2004
What UBS BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,783,724,000 | 15,615,177,000 | 16,689,102,000 | 17,561,547,000 |
| Total loans | 5,244,763,000 | 6,082,725,000 | 6,639,069,000 | 7,209,812,000 |
| Allowance for loan losses | 7,860,000 | 9,118,000 | 9,954,000 | 10,805,000 |
| Securities available for sale | 0 | 10,605,000 | 62,710,000 | 60,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 9,475,245,000 | 9,476,983,000 | 9,963,564,000 | 10,227,888,000 |
| Total deposits | 11,507,179,000 | 12,574,862,000 | 13,537,348,000 | 14,910,874,000 |
| Interest-bearing deposits | 11,506,811,000 | 12,574,793,000 | 13,537,286,000 | 14,910,775,000 |
| Noninterest-bearing deposits | 368,000 | 69,000 | 62,000 | 99,000 |
| Equity capital | 1,732,179,000 | 1,752,148,000 | 1,783,964,000 | 1,819,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 54,004,000 | 118,195,000 | 203,537,000 | 316,069,000 |
| Interest expense | 16,644,000 | 33,976,000 | 59,650,000 | 100,384,000 |
| Net interest income | 37,360,000 | 84,219,000 | 143,887,000 | 215,685,000 |
| Noninterest income | -1,733,000 | -8,248,000 | -7,649,000 | -10,718,000 |
| Noninterest expense | 6,170,000 | 13,301,000 | 21,436,000 | 30,316,000 |
| Provision for loan losses | 805,000 | 2,063,000 | 2,899,000 | 3,750,000 |
| Pretax income | 28,652,000 | 60,607,000 | 111,903,000 | 170,901,000 |
| Income tax | 10,775,000 | 22,783,000 | 42,084,000 | 66,024,000 |
| Net income | 17,877,000 | 37,824,000 | 69,819,000 | 104,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,732,179,000 | 1,752,126,000 | 1,784,121,000 | 1,819,179,000 |
| Total capital | 1,740,039,000 | 1,761,244,000 | 1,794,075,000 | 1,829,984,000 |
| Risk-weighted assets | 5,813,804,000 | 6,715,671,000 | 7,249,265,000 | 7,435,309,000 |