Call reports 2005
BROADWAY BANK — 2005
What BROADWAY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 615,703,000 | 670,665,000 | 676,701,000 | 749,920,000 |
| Total loans | 500,815,000 | 530,595,000 | 533,507,000 | 597,994,000 |
| Allowance for loan losses | 6,566,000 | 7,094,000 | 7,361,000 | 7,732,000 |
| Securities available for sale | 107,063,000 | 112,048,000 | 113,189,000 | 125,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,465,000 | 563,531,000 | 565,632,000 | 629,751,000 |
| Interest-bearing deposits | 468,380,000 | 523,026,000 | 523,236,000 | 586,459,000 |
| Noninterest-bearing deposits | 43,085,000 | 40,505,000 | 42,396,000 | 43,292,000 |
| Equity capital | 67,726,000 | 70,731,000 | 74,193,000 | 83,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,037,000 | 25,302,000 | 39,896,000 | 56,739,000 |
| Interest expense | 3,521,000 | 7,745,000 | 12,739,000 | 18,278,000 |
| Net interest income | 8,516,000 | 17,557,000 | 27,157,000 | 38,461,000 |
| Noninterest income | 189,000 | 394,000 | 602,000 | 1,223,000 |
| Noninterest expense | 1,395,000 | 2,834,000 | 4,068,000 | 5,796,000 |
| Provision for loan losses | 976,000 | 1,504,000 | 1,769,000 | 2,147,000 |
| Pretax income | 6,334,000 | 13,613,000 | 21,922,000 | 31,741,000 |
| Income tax | 64,000 | 270,000 | 270,000 | 426,000 |
| Net income | 6,270,000 | 13,343,000 | 21,652,000 | 31,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,810,000 | 72,238,000 | 77,299,000 | 86,931,000 |
| Total capital | 77,376,000 | 79,332,000 | 84,660,000 | 94,663,000 |
| Risk-weighted assets | 526,847,000 | 571,189,000 | 591,226,000 | 664,796,000 |