Call reports 2004
BROADWAY BANK — 2004
What BROADWAY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 533,242,000 | 530,813,000 | 535,747,000 | 565,074,000 |
| Total loans | 414,926,000 | 409,163,000 | 418,039,000 | 439,661,000 |
| Allowance for loan losses | 5,190,000 | 5,289,000 | 5,289,000 | 5,588,000 |
| Securities available for sale | 104,944,000 | 99,454,000 | 104,335,000 | 107,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,384,000 | 438,193,000 | 431,317,000 | 460,191,000 |
| Interest-bearing deposits | 401,788,000 | 399,438,000 | 390,817,000 | 424,100,000 |
| Noninterest-bearing deposits | 36,596,000 | 38,755,000 | 40,500,000 | 36,091,000 |
| Equity capital | 56,546,000 | 54,133,000 | 59,739,000 | 66,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,582,000 | 21,210,000 | 31,638,000 | 43,115,000 |
| Interest expense | 2,457,000 | 4,965,000 | 7,493,000 | 11,078,000 |
| Net interest income | 8,125,000 | 16,245,000 | 24,145,000 | 32,037,000 |
| Noninterest income | 189,000 | 250,000 | 430,000 | 643,000 |
| Noninterest expense | 1,787,000 | 3,428,000 | 5,182,000 | 6,072,000 |
| Provision for loan losses | 187,000 | 287,000 | 287,000 | 602,000 |
| Pretax income | 6,340,000 | 12,780,000 | 19,106,000 | 26,006,000 |
| Income tax | 112,000 | 101,000 | 101,000 | 342,000 |
| Net income | 6,228,000 | 12,679,000 | 19,005,000 | 25,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,601,000 | 57,392,000 | 61,117,000 | 67,760,000 |
| Total capital | 63,791,000 | 64,681,000 | 68,406,000 | 75,348,000 |
| Risk-weighted assets | 442,773,000 | 433,476,000 | 439,208,000 | 469,697,000 |