Call reports 2025
CADENCE BANK — 2025
What CADENCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 47,743,294,000 | 50,378,840,000 | 53,282,352,000 | 53,529,044,000 |
| Total loans | 34,272,051,000 | 35,737,240,000 | 37,063,516,000 | 37,513,665,000 |
| Allowance for loan losses | 457,791,000 | 474,651,000 | 496,199,000 | 495,093,000 |
| Securities available for sale | 7,912,159,000 | 8,837,400,000 | 9,616,389,000 | 9,117,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 29,076,000 | 33,366,000 | 31,514,000 | 28,182,000 |
| Total deposits | 40,335,728,000 | 40,493,518,000 | 43,921,456,000 | 44,139,279,000 |
| Interest-bearing deposits | 31,777,316,000 | 31,339,468,000 | 34,884,549,000 | 34,709,681,000 |
| Noninterest-bearing deposits | 8,558,412,000 | 9,154,050,000 | 9,036,907,000 | 9,429,598,000 |
| Equity capital | 5,718,541,000 | 5,916,283,000 | 6,083,096,000 | 6,243,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 599,257,000 | 1,234,856,000 | 1,939,499,000 | 2,626,487,000 |
| Interest expense | 236,105,000 | 493,564,000 | 774,481,000 | 1,034,545,000 |
| Net interest income | 363,152,000 | 741,292,000 | 1,165,018,000 | 1,591,942,000 |
| Noninterest income | 84,777,000 | 182,906,000 | 271,405,000 | 372,427,000 |
| Noninterest expense | 259,026,000 | 531,828,000 | 851,531,000 | 1,162,330,000 |
| Provision for loan losses | 20,000,000 | 50,000,000 | 80,000,000 | 105,000,000 |
| Pretax income | 169,189,000 | 341,648,000 | 506,606,000 | 695,706,000 |
| Income tax | 35,967,000 | 73,781,000 | 108,890,000 | 151,242,000 |
| Net income | 133,222,000 | 267,867,000 | 397,716,000 | 544,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,917,284,000 | 5,038,645,000 | 4,939,197,000 | 5,047,638,000 |
| Total capital | 5,390,674,000 | 5,515,711,000 | 5,429,072,000 | 5,544,931,000 |
| Risk-weighted assets | 38,188,856,000 | 39,993,576,000 | 41,462,473,000 | 41,756,753,000 |