Call reports 2023
CADENCE BANK — 2023
What CADENCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 51,693,096,000 | 48,838,660,000 | 48,523,010,000 | 48,934,510,000 |
| Total loans | 31,478,704,000 | 32,749,942,000 | 32,682,969,000 | 32,683,323,000 |
| Allowance for loan losses | 453,727,000 | 466,013,000 | 446,859,000 | 468,034,000 |
| Securities available for sale | 10,877,879,000 | 10,254,580,000 | 9,643,231,000 | 8,075,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 23,715,000 | 33,219,000 | 42,854,000 | 25,590,000 |
| Total deposits | 39,420,655,000 | 38,701,669,000 | 38,344,886,000 | 38,497,138,000 |
| Interest-bearing deposits | 27,883,498,000 | 28,478,161,000 | 28,687,688,000 | 29,265,070,000 |
| Noninterest-bearing deposits | 11,537,157,000 | 10,223,508,000 | 9,657,198,000 | 9,232,068,000 |
| Equity capital | 4,490,417,000 | 4,485,851,000 | 4,395,257,000 | 5,167,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 526,132,000 | 1,099,550,000 | 1,695,068,000 | 2,310,165,000 |
| Interest expense | 171,862,000 | 411,730,000 | 678,229,000 | 958,810,000 |
| Net interest income | 354,270,000 | 687,820,000 | 1,016,839,000 | 1,351,355,000 |
| Noninterest income | 124,213,000 | 256,626,000 | 376,442,000 | 317,758,000 |
| Noninterest expense | 318,548,000 | 622,368,000 | 934,493,000 | 1,154,827,000 |
| Provision for loan losses | 15,000,000 | 40,000,000 | 55,000,000 | 100,000,000 |
| Pretax income | 99,061,000 | 246,024,000 | 364,774,000 | -911,000 |
| Income tax | 22,433,000 | 55,367,000 | 81,534,000 | -4,594,000 |
| Net income | 76,628,000 | 190,657,000 | 283,240,000 | 542,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,070,250,000 | 4,147,927,000 | 4,209,515,000 | 4,530,013,000 |
| Total capital | 4,933,180,000 | 5,006,307,000 | 5,053,722,000 | 5,377,324,000 |
| Risk-weighted assets | 38,579,092,000 | 39,405,158,000 | 39,064,239,000 | 37,559,074,000 |