Call reports 2021
CADENCE BANK — 2021
What CADENCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 25,802,759,000 | 27,616,695,000 | 28,075,707,000 | 47,665,560,000 |
| Total loans | 15,571,494,000 | 15,415,217,000 | 15,338,946,000 | 27,216,851,000 |
| Allowance for loan losses | 241,117,000 | 265,720,000 | 260,276,000 | 446,415,000 |
| Securities available for sale | 7,640,268,000 | 9,084,111,000 | 10,053,372,000 | 15,606,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 17,847,000 |
| Total deposits | 20,871,717,000 | 22,584,204,000 | 23,281,239,000 | 39,812,482,000 |
| Interest-bearing deposits | 14,181,721,000 | 15,211,026,000 | 15,837,558,000 | 26,182,073,000 |
| Noninterest-bearing deposits | 6,689,996,000 | 7,373,178,000 | 7,443,681,000 | 13,630,409,000 |
| Equity capital | 2,825,198,000 | 3,069,574,000 | 3,023,257,000 | 5,247,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 193,146,000 | 392,581,000 | 592,428,000 | 883,467,000 |
| Interest expense | 20,011,000 | 38,972,000 | 56,954,000 | 76,379,000 |
| Net interest income | 173,135,000 | 353,609,000 | 535,474,000 | 807,088,000 |
| Noninterest income | 86,869,000 | 188,433,000 | 271,765,000 | 375,518,000 |
| Noninterest expense | 155,184,000 | 329,178,000 | 508,101,000 | 797,199,000 |
| Provision for loan losses | 0 | 10,000,000 | 2,500,000 | 121,555,000 |
| Pretax income | 104,902,000 | 201,543,000 | 294,619,000 | 246,928,000 |
| Income tax | 23,347,000 | 44,449,000 | 64,800,000 | 51,766,000 |
| Net income | 81,555,000 | 157,094,000 | 229,819,000 | 195,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,029,698,000 | 2,164,979,000 | 2,166,691,000 | 3,921,841,000 |
| Total capital | 2,488,064,000 | 2,660,437,000 | 2,658,788,000 | 4,683,361,000 |
| Risk-weighted assets | 16,984,080,000 | 18,353,328,000 | 18,631,283,000 | 33,833,676,000 |