Call reports 2020
CADENCE BANK — 2020
What CADENCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 21,045,439,000 | 23,215,373,000 | 23,557,299,000 | 24,094,996,000 |
| Total loans | 14,432,399,000 | 15,807,074,000 | 15,655,550,000 | 15,437,957,000 |
| Allowance for loan losses | 218,199,000 | 237,025,000 | 250,624,000 | 244,422,000 |
| Securities available for sale | 4,468,340,000 | 4,973,171,000 | 5,659,785,000 | 6,231,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,728,444,000 | 18,934,126,000 | 19,117,013,000 | 19,631,064,000 |
| Interest-bearing deposits | 12,024,016,000 | 12,793,113,000 | 13,075,309,000 | 13,504,623,000 |
| Noninterest-bearing deposits | 4,704,428,000 | 6,141,013,000 | 6,041,704,000 | 6,126,441,000 |
| Equity capital | 2,681,904,000 | 2,732,687,000 | 2,782,539,000 | 2,822,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 202,503,000 | 400,303,000 | 601,309,000 | 800,924,000 |
| Interest expense | 34,567,000 | 61,488,000 | 86,236,000 | 108,598,000 |
| Net interest income | 167,936,000 | 338,815,000 | 515,073,000 | 692,326,000 |
| Noninterest income | 75,852,000 | 165,973,000 | 256,600,000 | 333,966,000 |
| Noninterest expense | 167,684,000 | 329,422,000 | 485,974,000 | 652,806,000 |
| Provision for loan losses | 46,000,000 | 66,000,000 | 81,000,000 | 86,000,000 |
| Pretax income | 30,020,000 | 109,343,000 | 204,694,000 | 287,545,000 |
| Income tax | 5,759,000 | 23,923,000 | 45,448,000 | 59,494,000 |
| Net income | 24,261,000 | 85,420,000 | 159,246,000 | 228,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,807,483,000 | 1,858,060,000 | 1,920,473,000 | 1,970,219,000 |
| Total capital | 2,232,546,000 | 2,282,810,000 | 2,341,294,000 | 2,430,884,000 |
| Risk-weighted assets | 16,232,685,000 | 16,555,350,000 | 16,484,752,000 | 16,785,544,000 |