Call reports 2019
CADENCE BANK — 2019
What CADENCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,319,389,000 | 18,939,798,000 | 19,862,964,000 | 21,061,188,000 |
| Total loans | 13,214,304,000 | 13,837,930,000 | 14,354,874,000 | 14,303,386,000 |
| Allowance for loan losses | 116,499,000 | 115,691,000 | 116,908,000 | 119,066,000 |
| Securities available for sale | 2,692,499,000 | 2,760,732,000 | 2,766,446,000 | 4,481,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,557,183,000 | 14,971,862,000 | 15,838,298,000 | 16,271,863,000 |
| Interest-bearing deposits | 10,489,835,000 | 10,804,484,000 | 11,253,971,000 | 11,748,456,000 |
| Noninterest-bearing deposits | 4,067,348,000 | 4,167,378,000 | 4,584,327,000 | 4,523,407,000 |
| Equity capital | 2,226,585,000 | 2,327,120,000 | 2,489,427,000 | 2,685,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 181,588,000 | 373,096,000 | 572,496,000 | 776,759,000 |
| Interest expense | 28,616,000 | 59,698,000 | 92,129,000 | 125,206,000 |
| Net interest income | 152,972,000 | 313,398,000 | 480,367,000 | 651,553,000 |
| Noninterest income | 63,664,000 | 129,589,000 | 204,462,000 | 278,487,000 |
| Noninterest expense | 149,870,000 | 307,604,000 | 467,146,000 | 629,196,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,500,000 | 1,500,000 |
| Pretax income | 66,305,000 | 134,481,000 | 216,398,000 | 299,518,000 |
| Income tax | 14,707,000 | 29,826,000 | 47,986,000 | 65,257,000 |
| Net income | 51,598,000 | 104,655,000 | 168,412,000 | 234,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,564,350,000 | 1,600,749,000 | 1,671,817,000 | 1,876,011,000 |
| Total capital | 1,680,868,000 | 1,716,459,000 | 1,788,744,000 | 2,291,643,000 |
| Risk-weighted assets | 14,548,217,000 | 15,220,456,000 | 15,855,455,000 | 16,168,302,000 |