Call reports 2018
CADENCE BANK — 2018
What CADENCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 17,190,299,000 | 17,228,315,000 | 17,259,055,000 | 18,008,424,000 |
| Total loans | 12,443,142,000 | 12,577,541,000 | 12,586,415,000 | 13,254,448,000 |
| Allowance for loan losses | 119,434,000 | 119,920,000 | 121,019,000 | 120,070,000 |
| Securities available for sale | 2,989,766,000 | 2,828,754,000 | 2,826,359,000 | 2,749,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,671,711,000 | 13,307,380,000 | 13,203,757,000 | 13,971,854,000 |
| Interest-bearing deposits | 9,857,975,000 | 9,338,700,000 | 9,337,289,000 | 9,942,964,000 |
| Noninterest-bearing deposits | 3,813,736,000 | 3,968,680,000 | 3,866,468,000 | 4,028,890,000 |
| Equity capital | 2,060,487,000 | 2,072,083,000 | 2,116,375,000 | 2,205,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 152,679,000 | 312,409,000 | 476,095,000 | 655,419,000 |
| Interest expense | 14,153,000 | 31,353,000 | 52,413,000 | 78,402,000 |
| Net interest income | 138,526,000 | 281,056,000 | 423,682,000 | 577,017,000 |
| Noninterest income | 78,415,000 | 149,873,000 | 220,432,000 | 278,378,000 |
| Noninterest expense | 147,658,000 | 292,242,000 | 434,030,000 | 585,903,000 |
| Provision for loan losses | 1,000,000 | 3,500,000 | 3,500,000 | 4,500,000 |
| Pretax income | 68,311,000 | 135,212,000 | 206,555,000 | 265,125,000 |
| Income tax | 14,820,000 | 27,675,000 | 32,335,000 | 43,808,000 |
| Net income | 53,491,000 | 107,537,000 | 174,220,000 | 221,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,532,840,000 | 1,549,578,000 | 1,595,342,000 | 1,556,938,000 |
| Total capital | 1,652,327,000 | 1,669,552,000 | 1,716,380,000 | 1,677,027,000 |
| Risk-weighted assets | 13,552,578,000 | 13,574,559,000 | 13,625,137,000 | 14,357,666,000 |