Call reports 2016
CADENCE BANK — 2016
What CADENCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 13,913,587,000 | 14,117,193,000 | 14,603,836,000 | 14,723,604,000 |
| Total loans | 10,598,722,000 | 10,786,148,000 | 10,866,060,000 | 10,986,974,000 |
| Allowance for loan losses | 126,506,000 | 126,935,000 | 125,887,000 | 123,736,000 |
| Securities available for sale | 2,003,163,000 | 2,084,642,000 | 2,440,743,000 | 2,499,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,511,182,000 | 11,383,975,000 | 11,605,520,000 | 11,699,521,000 |
| Interest-bearing deposits | 8,535,972,000 | 8,392,487,000 | 8,448,436,000 | 8,601,958,000 |
| Noninterest-bearing deposits | 2,975,210,000 | 2,991,488,000 | 3,157,084,000 | 3,097,563,000 |
| Equity capital | 1,577,233,000 | 1,597,389,000 | 1,605,347,000 | 1,567,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 118,379,000 | 238,205,000 | 360,950,000 | 484,871,000 |
| Interest expense | 6,443,000 | 13,184,000 | 20,567,000 | 28,532,000 |
| Net interest income | 111,936,000 | 225,021,000 | 340,383,000 | 456,339,000 |
| Noninterest income | 65,260,000 | 132,600,000 | 202,874,000 | 274,830,000 |
| Noninterest expense | 139,958,000 | 266,159,000 | 393,772,000 | 522,814,000 |
| Provision for loan losses | 1,000,000 | 3,000,000 | 3,000,000 | 4,000,000 |
| Pretax income | 36,240,000 | 88,550,000 | 146,574,000 | 204,483,000 |
| Income tax | 11,925,000 | 28,908,000 | 47,834,000 | 66,801,000 |
| Net income | 24,315,000 | 59,642,000 | 98,740,000 | 137,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,312,813,000 | 1,324,362,000 | 1,338,836,000 | 1,311,542,000 |
| Total capital | 1,439,917,000 | 1,451,888,000 | 1,465,388,000 | 1,435,932,000 |
| Risk-weighted assets | 11,644,941,000 | 11,817,857,000 | 12,012,467,000 | 11,992,604,000 |