Call reports 2015
CADENCE BANK — 2015
What CADENCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 13,623,308,000 | 13,624,634,000 | 13,775,151,000 | 13,790,125,000 |
| Total loans | 9,916,742,000 | 10,213,392,000 | 10,392,341,000 | 10,532,645,000 |
| Allowance for loan losses | 136,660,000 | 138,312,000 | 133,009,000 | 126,458,000 |
| Securities available for sale | 2,187,507,000 | 2,237,948,000 | 2,144,888,000 | 2,064,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,258,831,000 | 11,153,189,000 | 11,083,937,000 | 11,294,181,000 |
| Interest-bearing deposits | 8,467,375,000 | 8,371,256,000 | 8,173,361,000 | 8,382,946,000 |
| Noninterest-bearing deposits | 2,791,456,000 | 2,781,933,000 | 2,910,576,000 | 2,911,235,000 |
| Equity capital | 1,574,895,000 | 1,588,393,000 | 1,605,572,000 | 1,622,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 113,915,000 | 228,953,000 | 347,549,000 | 465,986,000 |
| Interest expense | 7,054,000 | 14,003,000 | 20,780,000 | 27,240,000 |
| Net interest income | 106,861,000 | 214,950,000 | 326,769,000 | 438,746,000 |
| Noninterest income | 71,316,000 | 143,640,000 | 205,646,000 | 269,305,000 |
| Noninterest expense | 133,939,000 | 259,303,000 | 384,140,000 | 527,122,000 |
| Provision for loan losses | -5,000,000 | -10,000,000 | -13,000,000 | -13,000,000 |
| Pretax income | 49,252,000 | 109,342,000 | 161,363,000 | 194,065,000 |
| Income tax | 15,879,000 | 35,243,000 | 52,027,000 | 62,059,000 |
| Net income | 33,373,000 | 74,099,000 | 109,336,000 | 132,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,315,449,000 | 1,333,201,000 | 1,345,449,000 | 1,369,419,000 |
| Total capital | 1,452,993,000 | 1,472,291,000 | 1,479,041,000 | 1,496,460,000 |
| Risk-weighted assets | 10,983,444,000 | 11,225,157,000 | 11,447,476,000 | 11,600,680,000 |