Call reports 2014
CADENCE BANK — 2014
What CADENCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 13,136,461,000 | 12,978,483,000 | 13,063,852,000 | 13,314,758,000 |
| Total loans | 9,133,695,000 | 9,420,966,000 | 9,650,067,000 | 9,851,976,000 |
| Allowance for loan losses | 149,704,000 | 147,132,000 | 143,950,000 | 142,442,000 |
| Securities available for sale | 2,419,746,000 | 2,322,072,000 | 2,204,542,000 | 2,150,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,783,765,000 | 10,641,091,000 | 10,661,394,000 | 11,066,438,000 |
| Interest-bearing deposits | 8,156,888,000 | 8,032,340,000 | 7,968,221,000 | 8,285,840,000 |
| Noninterest-bearing deposits | 2,626,877,000 | 2,608,751,000 | 2,693,173,000 | 2,780,598,000 |
| Equity capital | 1,549,964,000 | 1,574,546,000 | 1,589,175,000 | 1,575,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 111,099,000 | 223,090,000 | 337,389,000 | 452,046,000 |
| Interest expense | 8,658,000 | 16,665,000 | 24,573,000 | 31,970,000 |
| Net interest income | 102,441,000 | 206,425,000 | 312,816,000 | 420,076,000 |
| Noninterest income | 63,616,000 | 129,682,000 | 193,501,000 | 252,258,000 |
| Noninterest expense | 123,296,000 | 246,537,000 | 374,111,000 | 498,701,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,757,000 | 89,571,000 | 132,225,000 | 173,670,000 |
| Income tax | 13,436,000 | 28,242,000 | 41,218,000 | 53,058,000 |
| Net income | 29,321,000 | 61,329,000 | 91,007,000 | 120,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,254,859,000 | 1,266,116,000 | 1,282,195,000 | 1,298,449,000 |
| Total capital | 1,377,064,000 | 1,391,077,000 | 1,408,570,000 | 1,426,433,000 |
| Risk-weighted assets | 9,712,137,000 | 9,935,652,000 | 10,053,256,000 | 10,177,494,000 |