Call reports 2013
CADENCE BANK — 2013
What CADENCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 13,383,985,000 | 13,207,954,000 | 12,924,483,000 | 13,032,498,000 |
| Total loans | 8,691,697,000 | 8,799,452,000 | 8,851,501,000 | 9,029,234,000 |
| Allowance for loan losses | 162,601,000 | 161,047,000 | 153,974,000 | 153,236,000 |
| Securities available for sale | 2,600,146,000 | 2,637,898,000 | 2,547,154,000 | 2,459,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,154,810,000 | 10,929,494,000 | 10,649,840,000 | 10,700,493,000 |
| Interest-bearing deposits | 8,691,798,000 | 8,472,269,000 | 8,170,119,000 | 8,183,741,000 |
| Noninterest-bearing deposits | 2,463,012,000 | 2,457,225,000 | 2,479,721,000 | 2,516,752,000 |
| Equity capital | 1,499,420,000 | 1,472,166,000 | 1,498,514,000 | 1,526,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 113,807,000 | 226,522,000 | 339,277,000 | 452,306,000 |
| Interest expense | 12,131,000 | 23,104,000 | 33,258,000 | 42,879,000 |
| Net interest income | 101,676,000 | 203,418,000 | 306,019,000 | 409,427,000 |
| Noninterest income | 69,083,000 | 142,150,000 | 201,601,000 | 263,743,000 |
| Noninterest expense | 132,677,000 | 271,768,000 | 396,176,000 | 520,805,000 |
| Provision for loan losses | 4,000,000 | 7,000,000 | 7,500,000 | 7,500,000 |
| Pretax income | 34,101,000 | 66,822,000 | 103,961,000 | 144,911,000 |
| Income tax | 9,962,000 | 19,629,000 | 30,909,000 | 43,398,000 |
| Net income | 24,139,000 | 47,193,000 | 73,052,000 | 101,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,216,633,000 | 1,215,562,000 | 1,242,448,000 | 1,237,716,000 |
| Total capital | 1,336,379,000 | 1,334,554,000 | 1,361,714,000 | 1,359,198,000 |
| Risk-weighted assets | 9,505,659,000 | 9,443,106,000 | 9,469,199,000 | 9,647,484,000 |