Call reports 2012
CADENCE BANK — 2012
What CADENCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 13,302,686,000 | 13,140,904,000 | 13,224,587,000 | 13,390,496,000 |
| Total loans | 8,853,446,000 | 8,846,410,000 | 8,814,385,000 | 8,771,610,000 |
| Allowance for loan losses | 181,777,000 | 175,847,000 | 169,019,000 | 164,466,000 |
| Securities available for sale | 2,564,614,000 | 2,455,817,000 | 2,476,585,000 | 2,427,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,100,971,000 | 10,954,477,000 | 10,967,628,000 | 11,059,054,000 |
| Interest-bearing deposits | 8,818,914,000 | 8,642,540,000 | 8,479,286,000 | 8,656,048,000 |
| Noninterest-bearing deposits | 2,282,057,000 | 2,311,937,000 | 2,488,342,000 | 2,403,006,000 |
| Equity capital | 1,412,091,000 | 1,441,645,000 | 1,473,425,000 | 1,479,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 126,417,000 | 250,610,000 | 372,336,000 | 490,279,000 |
| Interest expense | 16,952,000 | 32,592,000 | 47,153,000 | 60,586,000 |
| Net interest income | 109,465,000 | 218,018,000 | 325,183,000 | 429,693,000 |
| Noninterest income | 65,490,000 | 122,940,000 | 185,204,000 | 245,540,000 |
| Noninterest expense | 128,948,000 | 256,427,000 | 381,889,000 | 514,421,000 |
| Provision for loan losses | 10,000,000 | 16,000,000 | 22,000,000 | 28,000,000 |
| Pretax income | 36,081,000 | 68,782,000 | 106,788,000 | 133,254,000 |
| Income tax | 10,712,000 | 20,291,000 | 31,974,000 | 39,013,000 |
| Net income | 25,369,000 | 48,491,000 | 74,814,000 | 94,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,125,513,000 | 1,150,487,000 | 1,170,912,000 | 1,191,567,000 |
| Total capital | 1,246,504,000 | 1,270,971,000 | 1,291,578,000 | 1,311,840,000 |
| Risk-weighted assets | 9,594,385,000 | 9,559,127,000 | 9,580,757,000 | 9,550,995,000 |