Call reports 2011
CADENCE BANK — 2011
What CADENCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 13,542,431,000 | 13,362,287,000 | 13,198,983,000 | 12,990,345,000 |
| Total loans | 9,276,010,000 | 9,289,922,000 | 9,161,826,000 | 8,957,906,000 |
| Allowance for loan losses | 198,333,000 | 197,627,000 | 199,686,000 | 195,118,000 |
| Securities available for sale | 1,132,096,000 | 2,548,691,000 | 2,472,655,000 | 2,504,611,000 |
| Securities held to maturity | 1,667,203,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,288,715,000 | 11,120,596,000 | 10,876,120,000 | 10,863,805,000 |
| Interest-bearing deposits | 9,334,352,000 | 9,121,019,000 | 8,780,427,000 | 8,684,025,000 |
| Noninterest-bearing deposits | 1,954,363,000 | 1,999,577,000 | 2,095,693,000 | 2,179,780,000 |
| Equity capital | 1,335,121,000 | 1,373,474,000 | 1,398,172,000 | 1,388,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 139,707,000 | 277,855,000 | 411,413,000 | 541,903,000 |
| Interest expense | 26,655,000 | 51,229,000 | 72,786,000 | 91,827,000 |
| Net interest income | 113,052,000 | 226,626,000 | 338,627,000 | 450,076,000 |
| Noninterest income | 62,089,000 | 124,718,000 | 179,948,000 | 235,102,000 |
| Noninterest expense | 123,524,000 | 256,911,000 | 382,588,000 | 508,076,000 |
| Provision for loan losses | 53,479,000 | 85,720,000 | 110,831,000 | 130,081,000 |
| Pretax income | -1,845,000 | 18,774,000 | 37,264,000 | 59,147,000 |
| Income tax | -3,757,000 | 1,028,000 | 4,770,000 | 10,539,000 |
| Net income | 1,912,000 | 17,746,000 | 32,494,000 | 48,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,029,850,000 | 1,073,693,000 | 1,091,937,000 | 1,099,369,000 |
| Total capital | 1,155,429,000 | 1,198,985,000 | 1,215,838,000 | 1,220,424,000 |
| Risk-weighted assets | 9,950,738,000 | 9,925,840,000 | 9,817,099,000 | 9,589,880,000 |