Call reports 2010
CADENCE BANK — 2010
What CADENCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 13,232,594,000 | 13,419,331,000 | 13,579,007,000 | 13,620,949,000 |
| Total loans | 9,798,588,000 | 9,748,996,000 | 9,647,864,000 | 9,434,681,000 |
| Allowance for loan losses | 188,884,000 | 200,744,000 | 205,081,000 | 196,913,000 |
| Securities available for sale | 875,653,000 | 947,365,000 | 896,981,000 | 1,077,149,000 |
| Securities held to maturity | 1,219,983,000 | 1,147,157,000 | 1,357,888,000 | 1,613,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,809,333,000 | 11,017,001,000 | 10,940,107,000 | 11,292,739,000 |
| Interest-bearing deposits | 9,029,066,000 | 9,205,934,000 | 9,084,413,000 | 9,325,162,000 |
| Noninterest-bearing deposits | 1,780,267,000 | 1,811,067,000 | 1,855,694,000 | 1,967,577,000 |
| Equity capital | 1,396,652,000 | 1,366,381,000 | 1,362,880,000 | 1,347,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 149,797,000 | 297,120,000 | 443,513,000 | 587,920,000 |
| Interest expense | 34,112,000 | 68,181,000 | 100,695,000 | 130,745,000 |
| Net interest income | 115,685,000 | 228,939,000 | 342,818,000 | 457,175,000 |
| Noninterest income | 58,554,000 | 111,749,000 | 174,402,000 | 243,664,000 |
| Noninterest expense | 116,870,000 | 232,575,000 | 350,739,000 | 469,181,000 |
| Provision for loan losses | 43,519,000 | 105,873,000 | 160,723,000 | 204,016,000 |
| Pretax income | 15,147,000 | 2,952,000 | 8,797,000 | 30,212,000 |
| Income tax | 4,321,000 | 2,365,000 | -5,738,000 | -2,598,000 |
| Net income | 10,826,000 | 587,000 | 14,535,000 | 32,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,111,047,000 | 1,050,629,000 | 1,046,429,000 | 1,040,714,000 |
| Total capital | 1,239,424,000 | 1,179,746,000 | 1,174,640,000 | 1,167,596,000 |
| Risk-weighted assets | 10,191,442,000 | 10,242,057,000 | 10,162,855,000 | 10,082,891,000 |