Call reports 2009
CADENCE BANK — 2009
What CADENCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 13,453,699,000 | 13,287,755,000 | 13,269,633,000 | 13,163,459,000 |
| Total loans | 9,883,645,000 | 9,857,575,000 | 9,839,106,000 | 9,857,446,000 |
| Allowance for loan losses | 134,632,000 | 138,747,000 | 144,791,000 | 176,043,000 |
| Securities available for sale | 970,497,000 | 935,224,000 | 926,822,000 | 936,839,000 |
| Securities held to maturity | 1,330,810,000 | 1,204,618,000 | 1,180,716,000 | 1,032,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,012,579,000 | 10,068,654,000 | 10,165,756,000 | 10,471,890,000 |
| Interest-bearing deposits | 8,265,144,000 | 8,378,302,000 | 8,477,802,000 | 8,672,704,000 |
| Noninterest-bearing deposits | 1,747,435,000 | 1,690,352,000 | 1,687,954,000 | 1,799,186,000 |
| Equity capital | 1,385,318,000 | 1,403,966,000 | 1,417,911,000 | 1,408,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 158,047,000 | 314,964,000 | 470,010,000 | 623,434,000 |
| Interest expense | 42,815,000 | 83,287,000 | 122,256,000 | 159,071,000 |
| Net interest income | 115,232,000 | 231,677,000 | 347,754,000 | 464,363,000 |
| Noninterest income | 64,572,000 | 141,177,000 | 199,188,000 | 261,264,000 |
| Noninterest expense | 117,763,000 | 239,832,000 | 358,962,000 | 480,624,000 |
| Provision for loan losses | 14,945,000 | 32,539,000 | 55,053,000 | 117,324,000 |
| Pretax income | 47,101,000 | 100,530,000 | 132,974,000 | 127,624,000 |
| Income tax | 14,951,000 | 32,282,000 | 41,085,000 | 35,762,000 |
| Net income | 32,150,000 | 68,248,000 | 91,889,000 | 91,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,110,498,000 | 1,130,137,000 | 1,138,812,000 | 1,119,612,000 |
| Total capital | 1,240,574,000 | 1,257,756,000 | 1,266,632,000 | 1,248,227,000 |
| Risk-weighted assets | 10,394,892,000 | 10,184,156,000 | 10,196,328,000 | 10,225,917,000 |