Call reports 2008
CADENCE BANK — 2008
What CADENCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 13,151,538,000 | 13,394,684,000 | 13,293,708,000 | 13,488,870,000 |
| Total loans | 9,395,668,000 | 9,653,894,000 | 9,788,782,000 | 9,881,339,000 |
| Allowance for loan losses | 119,301,000 | 123,478,000 | 129,147,000 | 132,793,000 |
| Securities available for sale | 930,181,000 | 972,481,000 | 856,407,000 | 939,359,000 |
| Securities held to maturity | 1,523,994,000 | 1,447,806,000 | 1,350,396,000 | 1,333,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,016,198,000 | 9,732,406,000 | 9,633,860,000 | 9,668,649,000 |
| Interest-bearing deposits | 8,354,007,000 | 8,061,806,000 | 7,974,732,000 | 7,972,011,000 |
| Noninterest-bearing deposits | 1,662,191,000 | 1,670,600,000 | 1,659,128,000 | 1,696,638,000 |
| Equity capital | 1,349,915,000 | 1,361,641,000 | 1,349,779,000 | 1,349,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 191,838,000 | 368,892,000 | 542,682,000 | 710,581,000 |
| Interest expense | 77,218,000 | 140,087,000 | 200,054,000 | 252,246,000 |
| Net interest income | 114,620,000 | 228,805,000 | 342,628,000 | 458,335,000 |
| Noninterest income | 65,109,000 | 137,260,000 | 200,027,000 | 288,103,000 |
| Noninterest expense | 112,705,000 | 223,759,000 | 339,197,000 | 493,438,000 |
| Provision for loan losses | 10,811,000 | 22,048,000 | 38,354,000 | 56,176,000 |
| Pretax income | 56,291,000 | 120,535,000 | 165,481,000 | 190,975,000 |
| Income tax | 18,509,000 | 39,888,000 | 53,843,000 | 60,294,000 |
| Net income | 37,782,000 | 80,647,000 | 111,638,000 | 130,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,042,803,000 | 1,065,157,000 | 1,053,984,000 | 1,076,473,000 |
| Total capital | 1,162,572,000 | 1,189,067,000 | 1,183,342,000 | 1,206,619,000 |
| Risk-weighted assets | 10,032,651,000 | 10,367,303,000 | 10,409,197,000 | 10,396,696,000 |