Call reports 2007
CADENCE BANK — 2007
What CADENCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 12,106,740,000 | 12,375,253,000 | 13,132,977,000 | 13,192,320,000 |
| Total loans | 8,020,032,000 | 8,225,609,000 | 9,163,622,000 | 9,315,168,000 |
| Allowance for loan losses | 97,012,000 | 100,637,000 | 112,134,000 | 115,197,000 |
| Securities available for sale | 1,065,722,000 | 1,087,057,000 | 979,034,000 | 956,797,000 |
| Securities held to maturity | 1,693,329,000 | 1,785,468,000 | 1,706,350,000 | 1,625,916,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,025,034,000 | 9,839,689,000 | 10,171,838,000 | 10,027,417,000 |
| Interest-bearing deposits | 8,314,549,000 | 8,142,876,000 | 8,484,346,000 | 8,382,156,000 |
| Noninterest-bearing deposits | 1,710,485,000 | 1,696,813,000 | 1,687,492,000 | 1,645,261,000 |
| Equity capital | 1,065,414,000 | 1,068,417,000 | 1,293,050,000 | 1,318,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 183,402,000 | 373,021,000 | 603,808,000 | 808,403,000 |
| Interest expense | 83,278,000 | 171,025,000 | 277,301,000 | 367,935,000 |
| Net interest income | 100,124,000 | 201,996,000 | 326,507,000 | 440,468,000 |
| Noninterest income | 57,067,000 | 114,746,000 | 173,532,000 | 228,110,000 |
| Noninterest expense | 103,218,000 | 202,911,000 | 315,057,000 | 424,378,000 |
| Provision for loan losses | -82,000 | 6,660,000 | 14,926,000 | 22,697,000 |
| Pretax income | 54,055,000 | 107,181,000 | 170,080,000 | 221,624,000 |
| Income tax | 18,015,000 | 35,238,000 | 56,234,000 | 72,763,000 |
| Net income | 36,040,000 | 71,943,000 | 113,846,000 | 148,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 919,984,000 | 926,888,000 | 1,025,050,000 | 1,040,938,000 |
| Total capital | 1,018,029,000 | 1,028,885,000 | 1,138,389,000 | 1,156,680,000 |
| Risk-weighted assets | 8,534,737,000 | 8,746,853,000 | 9,773,783,000 | 9,796,602,000 |