Call reports 2006
CADENCE BANK — 2006
What CADENCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 11,875,044,000 | 11,815,287,000 | 11,865,884,000 | 12,045,080,000 |
| Total loans | 7,434,110,000 | 7,618,417,000 | 7,859,191,000 | 7,971,266,000 |
| Allowance for loan losses | 96,017,000 | 96,264,000 | 97,391,000 | 98,834,000 |
| Securities available for sale | 1,318,368,000 | 1,241,241,000 | 1,159,298,000 | 1,013,246,000 |
| Securities held to maturity | 1,777,923,000 | 1,692,018,000 | 1,684,483,000 | 1,723,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,826,316,000 | 9,579,884,000 | 9,391,533,000 | 9,678,642,000 |
| Interest-bearing deposits | 8,009,428,000 | 7,716,751,000 | 7,726,700,000 | 7,880,514,000 |
| Noninterest-bearing deposits | 1,816,888,000 | 1,863,133,000 | 1,664,833,000 | 1,798,128,000 |
| Equity capital | 1,104,115,000 | 1,116,627,000 | 1,127,785,000 | 1,136,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 160,710,000 | 329,092,000 | 505,392,000 | 685,870,000 |
| Interest expense | 61,062,000 | 128,276,000 | 204,148,000 | 284,363,000 |
| Net interest income | 99,648,000 | 200,816,000 | 301,244,000 | 401,507,000 |
| Noninterest income | 52,091,000 | 104,758,000 | 153,190,000 | 202,774,000 |
| Noninterest expense | 95,206,000 | 192,340,000 | 290,431,000 | 390,034,000 |
| Provision for loan losses | -3,860,000 | -274,000 | 2,252,000 | 8,577,000 |
| Pretax income | 60,403,000 | 113,535,000 | 161,787,000 | 205,710,000 |
| Income tax | 20,279,000 | 35,283,000 | 57,318,000 | 70,915,000 |
| Net income | 40,124,000 | 78,252,000 | 104,469,000 | 134,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 950,982,000 | 965,090,000 | 969,553,000 | 991,459,000 |
| Total capital | 1,048,183,000 | 1,062,540,000 | 1,068,172,000 | 1,091,485,000 |
| Risk-weighted assets | 7,878,990,000 | 7,994,473,000 | 8,194,233,000 | 8,272,592,000 |